KU Office of Student Financial Aid

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2008-2009 Federal Direct Loan and Federal Family Educational Loan (FFEL) List for Graduate/Professional/Law Students

Prior to October 13, 2008, the following information was maintained by the OSFA. Effective October 13, 2008, the KU OSFA will award all new Federal loans (Stafford Subsidized/Unsubsidized, PLUS, and Graduate PLUS) through the Direct Loan Servicing Center (DLSC) administered by the U.S. Department of Education. For more information about Direct Loans, visit www.dl.ed.gov. To select a different lender, please contact the OSFA.

The University of Kansas utilizes the following list of lenders to process loans for Graduate/Professional/Law students. When choosing your lender, you should compare the fees and borrower benefits listed in the chart below (subject to change). We encourage students to research which lender best suits their needs. You may visit the websites listed below for additional information.

Lender Contact Information Federal Default Fee Origination Fee Total Fees Borrower Benefits
Federal Direct Loans
www.ed.gov
(800)848-0979
 n/a 2% (less 1.5% at disbursement) 0.50%
  • .25% interest rate reduction
    for auto-debit; 1.5% loan fee rebate at disbursement; Income contingent repayment plan option
Access Group
www.accessgroup.org
(800)282-1550
Lender Code: 808851		 0% 1.5% until 6/30/08
1.0% 7/1/08-6/30/09		 1.5% until 6/30/08
1.0% 7/1/08-6/30/09
  • .25% interest rate reduction for auto-debit
U.S. Bank
www.usbank.com/student loans
(785)865-0278 or (800)242-1200, ext 0278
Lender Code: 804609		 0% 0% until 5/31/08
1.5% 6/1/08-06/30/08
1.0% 7/1/08-06/30/09		 0% until 5/31/08
1.5% 6/1/08-06/30/08
1.0% 7/1/08-06/30/09
  • 1% credit of the original principal amount after the first twelve (12) consecutive monthly on-time payments.

New Stafford Loan borrowers and continuing borrowers who have changed lenders are required to complete a Master Promissory Note (MPN) with their lender. The Master Promissory Note is a legal, binding contract of your promise to repay the loan according to the terms listed on the note.

You are not required to choose a lender from the above list. If you choose a lender that is not on the above list, please submit a written request to the OSFA, including your full name, email address, 7-digit KUID, the 6-digit lender ID code, and the full name and address of the lender. Please click here to learn more about how we chose the lenders for this Stafford Loan List.